Borrower’s Checklist

Obtain a bank or cashier’s check payable to J & A Abstract, or arrange for a wire transfer to the title company.
Government issued Photo Identification will be required at settlement for all parties, along with a secondary form of Identification. It must be valid (not expired) at the time of closing. Examples, Driver’s License, State ID, Passport, Naturalization Certificate, Green Card.
Bring an Original Power of Attorney or Death Certificates (if applicable).
Provide your lender with a copy of your homeowner’s insurance policy and the bill or paid receipt PRIOR TO THE SETTLEMENT. Bring the original to settlement. Be sure that the policy names your mortgage company as the loss payee.
Contact your lender to review any outstanding conditions of loan approval.